Favorite Quote

“We buy things we don’t need with money we don’t have to impress people we don’t like.” — Dave Ramsey

The Book in One Sentence

The Total Money Makeover shows you how to stop accepting debt as normal, eliminate it forever in small increments, and build the financial future you deserve in seven steps.

Why should you read it?

The Dave Ramsey Show is one of USA’s most popular radio shows ever. Ramsey helps people become debt-free, at which point they go on his show to talk about the experience. He also helps them with the emotional issues of tackling money and goes beyond mere mathematical tips. Ramsey encourages you to tackle your debts from small to large, then slowly start saving, and only invest after you’ve covered the basics. A rock-solid approach to finance.

Key Takeaways

  1. Before you do anything else, put away $1,000 in an emergency fund.
  2. Start paying down your debts, beginning with the smallest.
  3. Grow your emergency fund until you have at least a three-month buffer.

If you want to learn more, you can read our free four-minute summary or get a copy for yourself.


All information herein has been prepared solely for information purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. Past performance is no indication of future performance.