Dr. Nicholas E. Michels

Finding Financial Happiness: Lessons from Everly’s First Birthday and Your Future Self Near the end of the year, we celebrated our sweet baby Everly’s first birthday. The house buzzed with joy. Family and friends gathered to mark a year filled with firsts: her first smile, her first steps, her first word. Everly sat in her […]

A Picture-Perfect Family Lake Day Picture this: a sparkling summer day, where the sun kissed the crystal-clear water, and the air was filled with the laughter of children and the scent of sizzling BBQ. It was one of those rare moments in life when everything feels just right, and you want to freeze time to

Our Island Adventure and Lessons for Life This summer, we embarked on what we thought would be the perfect island adventure to the Beach. The plan was simple—relax, create memories, and enjoy some much-needed family time. But, as life often reminds us, the best journeys rarely go as planned. It all started before the sun

Golfing with Daegen: A Day of Joy, Lessons, and Financial Wisdom There’s nothing quite like the bond between a father and son, especially when shared over a round of golf. Recently, my son Daegen, my Dad, a buddy of mine, and I spent a beautiful day on the golf course together. Sometimes, this “mean old

Creating Joyful Memories & Securing a Brighter Future Last night, as I tucked my 8-year-old daughter Kinsley into bed, we dove into the enchanting world of The Little Mermaid. As we read, I joked that I was strong like King Triton. Kinsley, with her ever-present wit, giggled and said, “Dad, the only thing you have